There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Elaine Peligren was recommended to us by a well known Nanaimo realtor who had first-hand knowledge of Elaine’s success stories from feedback with his many clients who had dealt with her. We took his advice and asked her to help us with an extremely challenging mortgage application. She took on the challenge with enthusiasm and always gave us hope that she would succeed, knowing there were many hurdles to overcome. After a lot of very hard work and investigating every possible for us, she put together a mortgage that fit us and found ways to “make it happen”. To this day, I consider her to be a “mortgage miracle worker”! Even after all the dust had settled, and we were in our new home, three months later she suggested we come into her office and put together a letter asking CMHC to review our file and consider a rebate due to unusual circumstances in our situation. She helped us with the letter and we were successful in receiving that rebate. She leaves no stone unturned and does everything in a timely manner, even if it means she has to work on the weekend or into the night. She is there to help, and we really felt as though she cared about us. We can’t thank her enough for holding our hands through a very scary process and making it all look so easy. We highly recommend her to anyone looking to find the very best service and mortgage deal out there. Her integrity and proficiency are second to none in the mortgage world. We consider to have found more than a great mortgage broker, but also a good friend in Elaine Peligren.
-Gordon and Brenda
“We worked with Elaine about 6 years ago when we moved to BC. And again when we wanted to get back into the process, we knew that we needed to contact her for it. It’s simple, she goes above and beyond, she puts in a valid effort and always ready to explore every possible option that can make it work! “
– John & Melissa Wanjala
“Elaine is kind and patiently explained everything we needed to know to make the best house buying decisions for us!” – Peter & Emily Bird (January 2019)
Elaine helped us with the mortgage for our first home this year, and was warm, patient and professional in walking us through the many aspects to consider in planning and applying for a mortgage. She was knowledgeable and made us feel confident in her. We couldn’t have asked for a better adviser and are happy to recommend her to our friends and family.
Thanks for everything, it really was a pleasure to work with Elaine! We’ve been recommending Elaine to anyone we know who is getting into their first homes like us 🙂
-Laura and Steve
Elaine is the best mortgage broker we could ever have. She treated us like family and we felt that we where always taken care of. She explained everything to me as to how credit works and managed to get us our new home that we absolutely love. We weren’t just a $ sign to her like the banks do and she actually offered a much lower interest rate. She has an awesome smile and a great personality. No matter what circumstances came up she pulled through for us. We thank Elaine with all of our hearts for making our dreams come true, I personally believe that we couldn’t have done it without her. We will definitely recommend her to everybody who wants to meet and work with someone who will make getting a mortgage a pleasant and exciting experience and also meet a wonderful friend…but for us she was like FAMILY. Thanks Elaine and everybody at Dominion Lending for all the hard work and for making our home ownership a very wonderful experience.
-Alexie and Family
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