Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine Peligren has been my mortgage broker for many years. Both buying and selling and in multiple provinces, she always finds the best options and makes the process seamless. I just renewed my mortgage and I thought the rates offered by my bank were pretty good. I ran it past Elaine first to make sure and she said “we can do better!” And she did! Thanks again Elaine!”
-Cecilia Grinham
“Elaine and her team were extremely helpful for me securing a home for my dog and I in this very fast moving competitive market. She was quick to respond to me, prompt at completing documents and explained everything to me well, making the process very easy.”
-Brenden Saliken

Elaine Peligren from Dominion Lending was recommended to me from a family member who had worked with her from many years. When I first came to Elaine, I had a zero credit score because I came from overseas. Without a credit score, it was absolutely impossible for me to get a mortgage. From the get-go, Elaine was so cordial and welcoming, that I immediately felt that I could trust her. Elaine’s many years of expertise in the mortgage field proved to be an extremely valuable asset for me and her advice on how to build a credit score turned out to be exactly what I needed. Under Elaine’s guidance, I was able to build a very satisfactory credit rating over time. When I finally found the property that my wife and I were looking for, there was not a bank around that was not willing to give me a mortgage. This fact enabled me to get a really super fixed rate on my mortgage, with many variations enabling me to pay down my mortgage whenever I have extra cash.
It was so exciting to work with Dominion Lending Vanisle and Elaine Peligren’s trustworthy knowledge. Elaine knows the ins and outs of the fine print of home mortgages, and under her management, it was so easy to find my way through the maze and now I own my own home! – My dream of many years has finally come true! I would highly recommend Dominion Lending Vanisle and Elaine Peligren for anyone – I’m sure that she will have good counsel on how to help reach the goal of home ownership.
-Jony Pearson
“She explained everything and educated us about the biggest purchase of our lives!” – Jesus Rivera & Anne Buxton (September 2018)

We would like to thank Elaine Peligren for all her efforts to help us get a mortgage. Elaine’s bright pleasant attitude made the process appear to be simple. She explained the process for us from beginning to end so there were no surprises.
We are settled into our new house and we often speak about how “painless” the process was because of Elaine’s great customer service and her positive attitude.
-Pat and Ken King
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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