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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine was highly recommended by our realtor. We had just sold our house and were interested in buying acreage that wasn’t listed yet and it was going to be a bit challenging to make work. To our relief, Elaine’s expertise made the transaction seamless and we are extremely happy with how efficient everything went.”
-Robert Cottrell

Elaine Peligren was recommended to us by a well known Nanaimo realtor who had first-hand knowledge of Elaine’s success stories from feedback with his many clients who had dealt with her. We took his advice and asked her to help us with an extremely challenging mortgage application. She took on the challenge with enthusiasm and always gave us hope that she would succeed, knowing there were many hurdles to overcome. After a lot of very hard work and investigating every possible for us, she put together a mortgage that fit us and found ways to “make it happen”. To this day, I consider her to be a “mortgage miracle worker”! Even after all the dust had settled, and we were in our new home, three months later she suggested we come into her office and put together a letter asking CMHC to review our file and consider a rebate due to unusual circumstances in our situation. She helped us with the letter and we were successful in receiving that rebate. She leaves no stone unturned and does everything in a timely manner, even if it means she has to work on the weekend or into the night. She is there to help, and we really felt as though she cared about us. We can’t thank her enough for holding our hands through a very scary process and making it all look so easy. We highly recommend her to anyone looking to find the very best service and mortgage deal out there. Her integrity and proficiency are second to none in the mortgage world. We consider to have found more than a great mortgage broker, but also a good friend in Elaine Peligren.
-Gordon and Brenda
She is so knowledgeable and makes you feel relaxed about making big decisions – Dave & Darlene Wilde May 2018

“We have twice had the opportunity to work with Elaine as our mortgage broker and both times she has provided great service. Elaine not only secured the financial requirements for our purchases, but also identified options that we did not even know were available.”
-Bob and Diane Therriault

After speaking with Elaine on the phone our appointment was booked promptly. Our goal was a quick mortgage renewal. Elaine was very efficient and organized which made the process go quickly. We even were able to acquire the best mortgage rate with the financial institution we preferred to deal with. Elaine’s professional and friendly manor made the whole experience very easy. We have and will continue to recommend her to friends and family.
-Greg and Lyndsey Klatt
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
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