Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

“She explained everything and educated us about the biggest purchase of our lives!” – Jesus Rivera & Anne Buxton (September 2018)

She is so knowledgeable and makes you feel relaxed about making big decisions – Dave & Darlene Wilde May 2018

We were sent to Elaine Peligren by our Mortgage Broker, because of her expertise with construction mortgages.
Elaine worked tirelessly for several months to help us obtain this mortgage. Once the building was finished, she then again helped us to obtain a normal mortgage.
We had various problems along the way, but Elaine worked through them with us, with her professional ease. Elaine was always ready to help or advise.
Our Bank advisers stated that they could not have gotten such a good mortgage deal themselves, that Elaine had managed to get for us.
Thank you Elaine for all the help and certainly making our life easier.
-Roger and Marilyn Tarry
“Elaine presented us with several options, all of which were at better than big bank rates. Heading towards retirement we wanted to clean-up some accumulated debts. Elaine explained that tapping into the equity in our home would allow us to do that, at the same lower interest rate, much better than typical lines of credit or other loans. Instead of just accepting what our bank was willing to offer us, she showed us that we could obtain sound financial alternatives that ultimately saved us thousands of dollars.”
-Ian & Jennifer Maxwell

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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