Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.29%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.29%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.29%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 4.29%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.29%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.29%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 4.29%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 4.29%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“As a first time home buyer, the process can be quite difficult. Elaine helped me step by step and made the whole process very easy. I would definitely recommend Elaine if you are looking to purchase your first home.”
-Austin

Elaine Peligren was recommended to us by our daughter in law. We had only dealt with banks before learning about Dominion Lending Centres Vanisle. I am self-employed, so it is difficult to obtain credit from traditional lending sources (banks, credit unions). We wanted to help our son and his wife to obtain a mortgage. Elaine was able to shop our mortgage even though our bank couldn’t. Elaine worked hard for us and helped us get a great rate. Elaine provided us with great service in a timely manner and got together with us in the evening and even on weekends to work around my son’s work schedule. She was well prepared and had all the documents organized. We recommend Elaine because of the highly personalized service she gave us.
-Gerhard & Heidi Erler
“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

“Elaine is so friendly and a pleasure to work with! She takes the time to get a complete picture of your financial situation and recommends a mortgage product tailored to your needs. She’s very knowledgeable and well connected to the Nanaimo real estate market!”
-Kristen W.

“Elaine patiently worked with us over the years as we tried to break into this housing market. When we were finally ready, she helped remove the stress from the daunting application process. Her knowledge and her care for us shined through. We highly recommend her.”
– Doug & Karen Jordan

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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