Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine is kind and patiently explained everything we needed to know to make the best house buying decisions for us!” – Peter & Emily Bird (January 2019)

Elaine was recommended to me – best advice I’ve ever been given! – Wade Graham November 2017

“I chose to work with Elaine based on her reputation and experience. As a first time home buyer, she walked me through the mortgage process and was responsive to all my questions and concerns. Elaine and her team were quick to respond to the many houses I was interested in, and they were able to secure financing very quickly when I finally found the one. I highly recommend Elaine and her team – especially to any first time home buyers.”
-Jolene

“I was lucky enough to be given Elaine’s name when I was looking to finance my new home. Elaine worked tireless for me even while on vacation, keeping me informed through the entire journey to the very successful end. I will recommend Elaine, always, and have already done so with my son.”
-Jackie

“During what was an exceedingly stressful time for me, Elaine was extremely helpful, professional, knowledgeable and efficient, right through to the end. Given I do not reside on Vancouver Island, Elaine accommodated my shift work and physical location always having my best interest in mind.
To say she put my mind at ease through the whole process, is an understatement. I would use her again in a heart beat and
would highly recommend her to anybody looking to mortgage or refinance.”
-Gina Bell

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Videos
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DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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