Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine is so friendly and a pleasure to work with! She takes the time to get a complete picture of your financial situation and recommends a mortgage product tailored to your needs. She’s very knowledgeable and well connected to the Nanaimo real estate market!”
-Kristen W.

“I’m very grateful to Elaine Peligren and her team for their excellent service and impressive attention to detail. Not only did she arrange my mortgage, Elaine offered much appreciated advice on how to manage the payments. Always a quick response to answer my many questions. I’m so glad I had her in my corner to help me through what would have been an overwhelming procedure. A very high recommendation from me.”
-Julie Farrugan

“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

“Elaine helped make our dreams come true, even when we were not in the easiest purchase agreement being in a private sale and having to work with us over and over for a two year period. She helped us figure it all out.”
– Brooklynn, Meghan, & Richard


We had always used banks for our mortgages and felt that the banks were very impersonal and quite uninterested in offering us much in the way of options that would benefit us. When someone suggested that we should see Elaine Peligren of Dominion Lending Vanisle because she could get us a better deal, we decided to see for ourselves. That was one of the best decisions we have ever made. Ours was a complicated mortgage and we weren’t sure it could work. Elaine worked miracles and spent many hours preparing different scenarios so that we could decide which was the best for us. There was a time crunch as well but because Elaine went above and beyond for us, we now have the home of ours dreams with a great rate on our mortgage. We recommend Elaine and her company to everyone you can’t do any better!
-Janice and George Webb
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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