Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I don’t know how we would make it through our house build without Elaine and the staff at Dominion Lending. We are self-employed small business owners building our dream house. Without their help we would have given up a long time ago. Not only did Elaine help with the financing she got the best rate I have seen anywhere. Elaine is a true professional and I will be dealing with her anytime I get a chance. I have since recommended Elaine to friends and they have the same feelings.
Thanks again Elaine.
-Aaron and Ashlyne Gabrysh
“Elaine and her team were extremely helpful for me securing a home for my dog and I in this very fast moving competitive market. She was quick to respond to me, prompt at completing documents and explained everything to me well, making the process very easy.”
-Brenden Saliken

“What we appreciated most about Elaine was her tireless work ethic. Every email was answered promptly, no question deemed trivial. We were able to buy our first home with a fantastic rate and come away having learned more as well. We highly recommend both her and her team!”
-Megan & Jacob

“Elaine is who you want on your team; she works very hard for you and treats you like family.” – Shannon & David McMullen (June 2018)

“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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