Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“I was lucky enough to be given Elaine’s name when I was looking to finance my new home. Elaine worked tireless for me even while on vacation, keeping me informed through the entire journey to the very successful end. I will recommend Elaine, always, and have already done so with my son.”
-Jackie

“I chose to work with Elaine based on her reputation and experience. As a first time home buyer, she walked me through the mortgage process and was responsive to all my questions and concerns. Elaine and her team were quick to respond to the many houses I was interested in, and they were able to secure financing very quickly when I finally found the one. I highly recommend Elaine and her team – especially to any first time home buyers.”
-Jolene

“Elaine presented us with several options, all of which were at better than big bank rates. Heading towards retirement we wanted to clean-up some accumulated debts. Elaine explained that tapping into the equity in our home would allow us to do that, at the same lower interest rate, much better than typical lines of credit or other loans. Instead of just accepting what our bank was willing to offer us, she showed us that we could obtain sound financial alternatives that ultimately saved us thousands of dollars.”
-Ian & Jennifer Maxwell

Elaine Peligren was recommended to us by a well known Nanaimo realtor who had first-hand knowledge of Elaine’s success stories from feedback with his many clients who had dealt with her. We took his advice and asked her to help us with an extremely challenging mortgage application. She took on the challenge with enthusiasm and always gave us hope that she would succeed, knowing there were many hurdles to overcome. After a lot of very hard work and investigating every possible for us, she put together a mortgage that fit us and found ways to “make it happen”. To this day, I consider her to be a “mortgage miracle worker”! Even after all the dust had settled, and we were in our new home, three months later she suggested we come into her office and put together a letter asking CMHC to review our file and consider a rebate due to unusual circumstances in our situation. She helped us with the letter and we were successful in receiving that rebate. She leaves no stone unturned and does everything in a timely manner, even if it means she has to work on the weekend or into the night. She is there to help, and we really felt as though she cared about us. We can’t thank her enough for holding our hands through a very scary process and making it all look so easy. We highly recommend her to anyone looking to find the very best service and mortgage deal out there. Her integrity and proficiency are second to none in the mortgage world. We consider to have found more than a great mortgage broker, but also a good friend in Elaine Peligren.
-Gordon and Brenda
Elaine Peligren was recommended to us by our daughter in law. We had only dealt with banks before learning about Dominion Lending Centres Vanisle. I am self-employed, so it is difficult to obtain credit from traditional lending sources (banks, credit unions). We wanted to help our son and his wife to obtain a mortgage. Elaine was able to shop our mortgage even though our bank couldn’t. Elaine worked hard for us and helped us get a great rate. Elaine provided us with great service in a timely manner and got together with us in the evening and even on weekends to work around my son’s work schedule. She was well prepared and had all the documents organized. We recommend Elaine because of the highly personalized service she gave us.
-Gerhard & Heidi Erler
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