Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“We can’t recall the last time that anyone took care of us as well as Elaine did. We had all but given up hope on getting financing in place in time to purchase the house we now proudly own. She took the time to explore every avenue and refused to quit until she found us a suitable lender. It’s so nice to know there are still knowledgeable, dedicated and enthusiastic people out there willing to go above and beyond.”
-Mark & Carol

“Just want to give a big shout out to Elaine for ALL her help! Guidance through the mire of financial information. Sound explanations of it all and clearly was a huge help to us! Many thanks to Elaine!”
-Jack and Tammie 

Elaine helped us with the mortgage for our first home this year, and was warm, patient and professional in walking us through the many aspects to consider in planning and applying for a mortgage. She was knowledgeable and made us feel confident in her. We couldn’t have asked for a better adviser and are happy to recommend her to our friends and family.
Thanks for everything, it really was a pleasure to work with Elaine! We’ve been recommending Elaine to anyone we know who is getting into their first homes like us 🙂
-Laura and Steve
“Elaine is so friendly and a pleasure to work with! She takes the time to get a complete picture of your financial situation and recommends a mortgage product tailored to your needs. She’s very knowledgeable and well connected to the Nanaimo real estate market!”
-Kristen W.

“During what was an exceedingly stressful time for me, Elaine was extremely helpful, professional, knowledgeable and efficient, right through to the end. Given I do not reside on Vancouver Island, Elaine accommodated my shift work and physical location always having my best interest in mind.
To say she put my mind at ease through the whole process, is an understatement. I would use her again in a heart beat and
would highly recommend her to anybody looking to mortgage or refinance.”
-Gina Bell

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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