Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“During what was an exceedingly stressful time for me, Elaine was extremely helpful, professional, knowledgeable and efficient, right through to the end. Given I do not reside on Vancouver Island, Elaine accommodated my shift work and physical location always having my best interest in mind.
To say she put my mind at ease through the whole process, is an understatement. I would use her again in a heart beat and
would highly recommend her to anybody looking to mortgage or refinance.”
-Gina Bell

“As first time homebuyers, we felt totally lost and overwhelmed, but Elaine sat us down and explained the finer details of how mortgages worked. After working with Elaine, we were able to close on a home that checked all of our boxes and still made us feel financially secure. On top of that, we were able to get a fantastic interest rate on our purchase! Elaine was extremely professional yet kind and caring – we felt like we had been working with a long time friend. Thank you, Elaine!”
-The Clouthiers

“Elaine presented us with several options, all of which were at better than big bank rates. Heading towards retirement we wanted to clean-up some accumulated debts. Elaine explained that tapping into the equity in our home would allow us to do that, at the same lower interest rate, much better than typical lines of credit or other loans. Instead of just accepting what our bank was willing to offer us, she showed us that we could obtain sound financial alternatives that ultimately saved us thousands of dollars.”
-Ian & Jennifer Maxwell

“The thing that impressed me most about Elaine was the fact that she was right on it when I asked for her help. She had a conditional offer for me in a short period, which eased my stress level.”
-Jill

“Elaine is who you want on your team; she works very hard for you and treats you like family.” – Shannon & David McMullen (June 2018)

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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