Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“I chose to work with Elaine based on her reputation and experience. As a first time home buyer, she walked me through the mortgage process and was responsive to all my questions and concerns. Elaine and her team were quick to respond to the many houses I was interested in, and they were able to secure financing very quickly when I finally found the one. I highly recommend Elaine and her team – especially to any first time home buyers.”
-Jolene

We were sent to Elaine Peligren by our Mortgage Broker, because of her expertise with construction mortgages.
Elaine worked tirelessly for several months to help us obtain this mortgage. Once the building was finished, she then again helped us to obtain a normal mortgage.
We had various problems along the way, but Elaine worked through them with us, with her professional ease. Elaine was always ready to help or advise.
Our Bank advisers stated that they could not have gotten such a good mortgage deal themselves, that Elaine had managed to get for us.
Thank you Elaine for all the help and certainly making our life easier.
-Roger and Marilyn Tarry
“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

She is so knowledgeable and makes you feel relaxed about making big decisions – Dave & Darlene Wilde May 2018

“The thing that impressed me most about Elaine was the fact that she was right on it when I asked for her help. She had a conditional offer for me in a short period, which eased my stress level.”
-Jill

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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