Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“I chose to work with Elaine based on her reputation and experience. As a first time home buyer, she walked me through the mortgage process and was responsive to all my questions and concerns. Elaine and her team were quick to respond to the many houses I was interested in, and they were able to secure financing very quickly when I finally found the one. I highly recommend Elaine and her team – especially to any first time home buyers.”
-Jolene

“As first time homebuyers, we felt totally lost and overwhelmed, but Elaine sat us down and explained the finer details of how mortgages worked. After working with Elaine, we were able to close on a home that checked all of our boxes and still made us feel financially secure. On top of that, we were able to get a fantastic interest rate on our purchase! Elaine was extremely professional yet kind and caring – we felt like we had been working with a long time friend. Thank you, Elaine!”
-The Clouthiers

“During what was an exceedingly stressful time for me, Elaine was extremely helpful, professional, knowledgeable and efficient, right through to the end. Given I do not reside on Vancouver Island, Elaine accommodated my shift work and physical location always having my best interest in mind.
To say she put my mind at ease through the whole process, is an understatement. I would use her again in a heart beat and
would highly recommend her to anybody looking to mortgage or refinance.”
-Gina Bell

“I’m very grateful to Elaine Peligren and her team for their excellent service and impressive attention to detail. Not only did she arrange my mortgage, Elaine offered much appreciated advice on how to manage the payments. Always a quick response to answer my many questions. I’m so glad I had her in my corner to help me through what would have been an overwhelming procedure. A very high recommendation from me.”
-Julie Farrugan

Dennis and I wish to thank you for the excellent service you provided us acting as our Mortgage Broker. Elaine took the time to explain things in a way we could understand which no bank had ever done for us in the past. We were most impressed not only with your professionalism and knowledge but also at your perseverance in finding us the best available mortgage rate available, saving us considerable time, and money, and how quickly it was all completed. We look forward to recommending your services to anyone considering a mortgage, and would definitely use you again.
-Caroline and Dennis Brown
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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