There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine is who you want on your team; she works very hard for you and treats you like family.” – Shannon & David McMullen (June 2018)
“The thing that impressed me most about Elaine was the fact that she was right on it when I asked for her help. She had a conditional offer for me in a short period, which eased my stress level.”
-Jill
“Elaine took the time to make sure I understood the finer details of how mortgages work. She was patient with my many inquiries, and when the time came, she and her team acted fast so I could buy my first home. Highly recommend working with Elaine!”
-Natalie
“Elaine is so friendly and a pleasure to work with! She takes the time to get a complete picture of your financial situation and recommends a mortgage product tailored to your needs. She’s very knowledgeable and well connected to the Nanaimo real estate market!”
-Kristen W.
“This is the third time we have used Elaine’s services for our mortgage. She always answers our many questions quickly and gets us the best rate possible. We will be back again when its time to renew!”
Dave & Kristy Schwenning
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